Personal assets form part of many of our clients’ wealth and the risk of losing any of these assets poses a threat to the financial wellbeing of a household.

We believe through the many years of experience that commercial insurance is heavily relying on administration.

Until you have enough assets and investments giving you an adequate return in cash flow to provide for your monthly expenses, you must protect those monthly income payments and the assets that you buy with that income.

Medical insurance products are stated benefit products that pays predetermined amounts for certain events and procedures.

Investments are long term decisions.